Republic Finance specializes in providing consumer loans with flexible lending options. We are proud to serve more than 370,000 customers in over 200 U.S. communities. You may prequalify for a personal loan online with no impact to your credit score.
Day of the Week | Hours |
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Monday - Friday, 8:00 A.M. to 5:00 P.M. | |
Saturday/Sunday Closed |
We provide consumer loans, flexible lending options, and incomparable customer service. We’ve assisted more than 370,000 customers in meeting their personal finance goals in over 280 communities throughout the US.
Active Customers
Loans Since 2015
Years in Business
Branch Locations
Below you’ll find frequently asked questions. If you have any other questions feel free to give us a call at (833) 907-1734.
Prequalification gives you an estimate of loan terms you may qualify for based on your credit and the information you provide. Final approval and loan terms are contingent on completion of a full loan application.
Yes, it is a real loan check! A loan check is a preapproved loan offer. Click here for more information about our loan checks.
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan.
The Annual Percentage Rate ("APR") is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.